INSTANT PAYMENT SYSTEM
Money that moves in seconds, not days.
Near real-time transfers between accounts, typically completed within ten seconds, across banks, payment processors and digital wallets. Funds are usable immediately, not after a settlement cycle.
[ CHOOSE WHEN ]
You are joining or upgrading a real-time payment scheme and need a switch that fits your core banking system.
[ AVOID WHEN ]
Your volumes are low and batch settlement already meets every customer need.
HOW IT WORKS
- 1.[ INITIATE ]
- 2.[ VALIDATE & SCREEN ]
- 3.[ ROUTE ]
- 4.[ SETTLE ]
- 5.[ CONFIRM ]
KEY CAPABILITIES
High-speed processing
Transactions executed and confirmed typically within ten seconds.
Secure channels
Protected transaction paths with fraud-prevention controls.
Interoperability
Works across banks, processors and digital wallets without compatibility gaps.
Liquidity visibility
Immediate availability of funds; groundwork for instant lending and real-time payroll.
INTEGRATES WITH
Core bankingPayment switchDigital walletsFraud engine
AI OVERLAY
AI on top of systems you already run.
Adding intelligent layers to systems your teams already operate. We do not replace what is working. We augment what is not.
RELATED SOLUTIONS
ENDBEGIN
Start with fifteen minutes.
No pitch. No proposal. The first conversation is a chance for both sides to understand whether your problem is the kind we are well-suited to.
A named principal will reply within 48 hours.